Look Out!

900 numbers

What they are

• One kind of telemarketing pitch, with a flat per-minute fee.

What to watch for

• Failure to disclose any cost upfront, or at later times.
• Enticements to call for bogus products or services.
• Product or service pitches aimed at children or teenagers.

How to protect yourself

• Deal only with reputable companies.
• Know precisely what the 900 call will cost before making the call.
• Think twice before calling a 900 number for a "free" gift.
• Don't confuse 900 numbers with toll-free 800 numbers.
• Check your phone bill carefully for any 900 number charges.

If you're caught in a scam

• Call or write your telephone company immediately.
• Dispute the charges with the 900 number company.
• Contact the Federal Trade Commission.